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In his Sept. 21 Los Angeles Times column, George Skelton argues that Proposition 37 is a straightforward, taxpayer-free way to help middle-income Californians achieve homeownership by addressing one of the biggest barriers to buying a home: the down payment.
Skelton points out that the $25 billion in revenue bonds would be repaid by participating homebuyers through their mortgages, rather than through taxpayer dollars or the state’s general fund. Under the proposal, eligible California residents could put down as little as 3% on a newly constructed, owner-occupied home and finance the remaining 17% through a second mortgage.
Skelton also notes that the program would help expand the state’s housing supply and create construction jobs, while a recent Public Policy Institute of California poll found strong voter support for the measure. He contrasts Proposition 37 with other proposed state bond measures that would add to California’s debt and require significant taxpayer-funded repayments, calling Proposition 37 a “no-brainer” and a rare opportunity to expand homeownership without adding to the state’s financial burden.
Read the column in the Los Angeles Times.
